Give Us A Call (623) 933-2807
Log in to Resident Portal
10015 W. Royal Oak Road
Sun City, Arizona 85351
623-933-2807
close

Our Community

A Community with Friends

Residents at Royal Oaks make it their personal mission to get new residents "in the groove" right away. Whether it's reaching out to you for a meal in one of our dining venues, inviting you to join in a yoga class, or encouraging participation in one or more of our myriad of volunteer activities, Royal Oaks residents embrace new friendships.  Sign up for a lecture or class through Learning Tree, our lifelong, on-campus "university" and you'll enrich your mind and grow new friends! Check out our blog to get to know us even better.

close

Residences

We offer four Lifecare contract types: Type A non-refundable, Type A 90% refundable, Type A 50% refundable, and Type B 90% refundable. Fees include a one-time entry fee and a monthly service fee. These fees entitle you to live in your selected home, customized to your likes, and enjoy all the amenities of the community. If you would ever need assisted living, memory care, or long-term complete supportive living, those services are available to all Type A Lifecare residents for no increase in your monthly fee. A Type B Lifecare contract includes a discounted rate for higher levels of care. Your  can assist in helping you determine what may be the best contract for your personal situation. Call 623-815-4132 for more information.

Royal Oaks owns and maintains all residences, freeing you from that burden so you can travel, volunteer, work out, visit family, socialize, and enjoy these active years. Your home is uniquely yours when you move to Royal Oaks. Choosing from our wide array of options in our Design Center and adding your own custom and personal touches, you can create a home that reflects your style of comfort and life.

The Illingworth Assisted Living Center, the Friendship House for memory care, and the Care Center for Complete Supportive Living are each available to non-residents on a monthly fee basis. Phone 623-815-4132 for more information. You may also want to download this checklist to use when comparing assisted living centers.

close

Lifestyle

Nutritious and delicious dining. Wellness and fitness programs. Nearly unlimited social programs and activities. Maintenance, housekeeping, and laundry. Transportation to health care providers and shopping.

These services and more contribute to increased longevity for residents at Royal Oaks. People who are socially active, intellectually stimulated, incorporate fitness at a comfortable level, take a proactive approach to wellness, and eat nutritious meals live independently longer.

Our promise to our residents is to help each and every one maintain lifelong independence. We take care of you so you can enjoy living at Royal Oaks. Come here... and have fun!

close

Contact Us

Main Phone
623-933-2807 

Address
Royal Oaks Lifecare Community
10015 W. Royal Oak Rd.
Sun City, AZ 85351

To inquire about making Royal Oaks your home:

Marketing Department
623-815-4132

To inquire about career opportunities:

Human Resources
623-815-4145

close

About Us

Royal Oaks Lifecare, a financially sound retirement community, started as a dream of Dr. J. Davis Illingworth and Mr. Roe Walker. In the winter of 1983, Royal Oaks opened its doors. Through the years, Royal Oaks has made improvements, built new structures, and acquired additional land. The 38-acre campus includes 258 Independent Living Apartments, 102 Independent Living Garden Homes, 59 Assisted Living apartments, a 56-suite Memory Care Center and a 57-suite Complete Supportive Living building for gracious long-term-care assistance.

Royal Oaks is home to approximately 600 residents and maintains a strong and stable financial standing. We have a net worth of over $25 million. Royal Oaks is one of only a handful of communities across the nation that has received an "A" rating from Fitch Ratings, a global credit rating agency.

A tremendous tax benefit is provided to seniors when entering a Life Plan Community/CCRC. Since the IRS recognizes campuses like ours as medical facilities, Lifecare residents are allowed to deduct a certain percentage of the Entrance Fee AND Monthly Service Fee as medical deductions. The percentage is substantial for our residents--the Royal Oak representative will be able to elaborate. We encourage incoming residents to get financial advice on how best to take advantage of this benefit, based on your personal situation. This article from Smart Money magazine may be of interest.

Royal Oaks is a non-profit and residents are assured their fees will come back to them during their life stay. These promises are also backed by the People of Faith Foundation, Inc. which holds over $15 million in investment assets. The reserves are set aside to ensure that no resident, who through no fault of their own becomes unable to make their monthly service fee payment, would be asked to leave. This is an astounding promise, and it has been kept for thousands of Royal Oaks' residents for nearly three decades.

Blog

Royal Oaks Explains Entry Fee Tax Deductions

Posted: 4/18/2018

On the day after tax filing, it seems appropriate to provide information on deductions that could ease your tax burden in the future. Many people don't know that residents of Lifeplan Communities (CCRCs) like Royal Oaks enjoy a substantial tax benefit.

Entry Fee Tax Deductions Explained

Residents of entry-fee retirement communities may be eligible to deduct a portion of the entry fee, and possibly monthly fees, depending on the type of contract offered by the community.

Here are a few key details to understand:

  • Some portion of the entry fee must be accounted for by the community as a pre-paid health-care expense. This is always the case with lifecare contracts (Type A) and, to a lesser degree, modified fee-for-service contracts (Type B). Very rarely will such deductions be available for a fee-for-service contract (Type C).
  • Only non-refundable portions of the entry fee can be used for tax-deduction purposes. Any refundable portion of the entry fee should not be counted in the formula to determine the deductible amount. If a resident deducts any portion of the entry fee that is eventually refunded via a return of capital contract, then the refundable portion could be taxable as income.
  • Most often a CCRC's auditor or chief financial officer will recommend an appropriate formula to determine the allowable deduction amount, often providing a written explanation each year for residents. A deduction equivalent to 30 to 40 percent of the entry fee is not uncommon for lifecare contracts. (At Royal Oaks,42% of the Entrance Fee and Monthly Service Fee were tax deductible in 2017--varies slightly every year.)
  • Some portion of the monthly service fee may also be deductible. The percentage of each month's payment that is deductible is often the same percentage as that which applies to the entry fee.
  • Under the current tax law, individuals may deduct medical expenses exceeding 7.5% of adjusted gross income (AGI). The actual deductible amount will depend on your taxable income and any other qualifying medical expenses.
  • If adult children pay the entry fee, or some portion of it, they may be entitled to take a tax deduction. However, other factors must also be considered, including the total amount of financial support they provide for their parents.

Note: For specific details see IRS Pub. 502- Medical and Dental Expenses, "Lifetime Care- Advance Payments." Also see "CCRC Fees – A Primer on the Tax Treatment of Entrance and Monthly Fees" by McDermott, Will, and Emory. (Written in 2012 so verify information with an experienced tax advisor.)

The above information should not be construed as tax or financial advice. Consult with your own professional tax and financial advisors before making any decisions.

The above article was written by Brad Breeding of myLifeSite and is legally licensed for use.

Back to Blog