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10015 W. Royal Oak Road
Sun City, Arizona 85351
623-933-2807
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Our Community

A Community with Friends

Residents at Royal Oaks make it their personal mission to get new residents "in the groove" right away. Whether it's reaching out to you for a meal in one of our dining venues, inviting you to join in a yoga class, or encouraging participation in one or more of our myriad of volunteer activities, Royal Oaks residents embrace new friendships.  Sign up for a lecture or class through Learning Tree, our lifelong, on-campus "university" and you'll enrich your mind and grow new friends! Check out our blog to get to know us even better.

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Residences

Royal Oaks owns and maintains all residences, freeing you from that burden so you can travel, volunteer, work out, visit family, socialize, and enjoy these active years. Your home is uniquely yours when you move to Royal Oaks. Choosing from our wide array of options in our Design Center and adding your own custom and personal touches, you can create a home that reflects your style of comfort and life. Fees include a one-time entry fee and a monthly service fee. These fees entitle you to live in your selected home, customized to your likes, and enjoy all the amenities of the community. If you would ever need assisted living, memory care, or long-term complete supportive living, those services are available to all Lifecare residents for no increase in your monthly fee.

The Illingworth Assisted Living Center, the Friendship House for memory care, and the Care Center for Complete Supportive Living are each available to non-residents on a monthly fee basis. Phone 623-815-4132 for more information. You may also want to download this checklist to use when comparing assisted living centers.

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Lifestyle

Nutritious and delicious dining. Wellness and fitness programs. Nearly unlimited social programs and activities. Maintenance, housekeeping, and laundry. Transportation to health care providers and shopping.

These services and more contribute to increased longevity for residents at Royal Oaks. People who are socially active, intellectually stimulated, incorporate fitness at a comfortable level, take a proactive approach to wellness, and eat nutritious meals live independently longer.

Our promise to our residents is to help each and every one maintain lifelong independence. We take care of you so you can enjoy living at Royal Oaks. Come here... and have fun!

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Contact Us

Main Phone
623-933-2807 

Address
Royal Oaks Lifecare Community
10015 W. Royal Oak Rd.
Sun City, AZ 85351

To inquire about making Royal Oaks your home:

Marketing Department
623-815-4132

To inquire about career opportunities:

Human Resources
623-815-4145

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About Us

Royal Oaks Lifecare, a financially sound retirement community, started as a dream of Dr. J. Davis Illingworth and Mr. Roe Walker. In the winter of 1983, Royal Oaks opened its doors. Through the years, Royal Oaks has made improvements, built new structures, and acquired additional land. The 38-acre campus includes 258 Independent Living Apartments, 102 Independent Living Garden Homes, 59 Assisted Living apartments, a 56-suite Memory Care Center and a 57-suite Complete Supportive Living building for gracious long-term-care assistance.

Royal Oaks is home to approximately 600 residents and maintains a strong and stable financial standing. We have a net worth of over $25 million. Royal Oaks is one of only a handful of communities across the nation that has received an "A" rating from Fitch Ratings, a global credit rating agency.

A tremendous tax benefit is provided to seniors when entering a Life Plan Community/CCRC. Since the IRS recognizes campuses like ours as medical facilities, Lifecare residents are allowed to deduct a certain percentage of the Entrance Fee AND Monthly Service Fee as medical deductions. The percentage is substantial for our residents--the Royal Oak representative will be able to elaborate. We encourage incoming residents to get financial advice on how best to take advantage of this benefit, based on your personal situation. This article from Smart Money magazine may be of interest.

Royal Oaks is a non-profit and residents are assured their fees will come back to them during their life stay. These promises are also backed by the People of Faith Foundation, Inc. which holds over $15 million in investment assets. The reserves are set aside to ensure that no resident, who through no fault of their own becomes unable to make their monthly service fee payment, would be asked to leave. This is an astounding promise, and it has been kept for thousands of Royal Oaks' residents for nearly three decades.

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The relationship between LTC Insurance and Lifecare

Posted: 1/22/2018

A lifecare contract is one of several types of residency contracts offered by continuing care retirement Communities, also referred to as CCRCs or life plan communities. Such a contract is similar to long-term care insurance (LTCI) in the sense that a resident is buying a contract that limits the out-of-pocket cost for long-term care services that may be required in the future.

So, if you are considering a lifecare contract should you maintain your LTCI? Since there may be an overlap in coverage between your LTCI policy and the lifecare contract, here are some things to consider:

What does your LTCI cover?

Does your LTCI policy reimburse for the cost of care, or does it pay a flat, monthly amount, regardless of the actual cost of care? The latter type of policy (flat, monthly amount) could be particularly beneficial if you choose to reside in a lifecare community. In fact, if your monthly coverage amount is higher than your monthly service fee at the lifecare community you could come out ahead once you begin receiving benefits, meaning that your policy coverage amount may be more than your monthly rate at the lifecare community.

If your policy is a reimbursement policy you should talk with a knowledgeable representative at the community to find out what portion of your monthly service fee would be considered a refundable expense for long-term care insurance. You should also talk with a representative at the insurance company to find out exactly how CCRC are classified for purposes of your coverage and to be sure that care provided in a CCRC, either in your independent living unit or in the healthcare services, is a reimbursable expense.

If you purchased your policy 20+ years ago, it may be limited to "nursing home" coverage (services provided in a skilled nursing facility), and will not cover in-home services or care in an assisted-living facility. In this case, only services in the skilled-care facility within the lifecare community would be covered. Also, find out if your policy provides coverage for care that you might receive in your home. Lifecare contracts include services received in the healthcare facility but not the cost for outside providers that you hire to deliver services in your independent living residence. In this case a long-term care insurance policy can still be quite valuable.

Finally, if unforeseen circumstances cause you to leave a lifecare community it could prove wise to maintain your coverage in case you move someplace that does not offer a lifecare contract. Rather than dropping your coverage altogether after moving into a lifecare community you may want to consider contacting your insurance company about trimming your benefits and premium to more closely match your current needs without losing your coverage altogether. Be sure to ask Royal Oaks more about this subject when you visit. Schedule a tour! 623-815-4132.

The above article was written by Brad Breeding of myLifeSite and is legally licensed for use.

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